Author: Lopez Gonzalez
We all love cashback and rewards and are willing to do almost anything possible to earn more and get the best deal.
Credit cards is one of the best mediums to enjoy cashback and rewards on offer.
Today, we’ll be walking you through some of the best and most popular credit cards in America:
1. American Express
The company started as a freight forwarding firm in 1850 but has radically shifted its focus. According to the Nilson Report, Amex will have the fourth most extensive global credit card portfolio by the end of 2020. Financial services offered by the bank include a high-yield savings account, personal and corporate credit cards, and charge cards.
2. Bank of America
If you already have a banking account with Bank of America, having a Bank of America Credit Card might be very beneficial because of the Preferred Rewards program. You’ll be eligible for a strengthened credit card reward program when your qualifying accounts reach certain sums.
3. Barclays
Founded in London in 1736, Barclays (formerly known as “Barclaycard”) is today one of the world’s largest banks. Barclays is a British bank with a presence in the United States, where it provides various financial services. Consumer credit cards, high-yield savings accounts, and other options are available.
4. Capital One
Capital One was founded in 1994, making it one of the younger financial companies to offer credit cards. Since its founding, Capital One has risen to be the world’s 8th biggest credit card issuer.
Aside from checking and savings accounts, Capital One also offers vehicle loans, business loans, and other financial services.
Almost every customer may find a suitable credit card option from Capital One. Additionally, this card issuer offers credit and charge card choices for small and medium-sized enterprises, cashback, and travel-related SMEs.
5. Chase Bank
Chase Bank was established in 1799 with distinguished history with Alexander Hamilton and Aaron Burr. As a credit card company, Chase is a formidable competitor.
With more than 4,700 bank locations throughout the United States, this financial organization has the most extensive global credit card portfolio. Some of the most popular Chase credit card programs have existed for many years. Along with checking and savings accounts, the bank provides a variety of other financial services, such as mortgages and vehicle loans.
6. Citibank
Founded in 1811, Citibank has been in business for over two centuries. Aside from its credit card portfolio, it boasts the third-largest credit card portfolio in the world.
Citi provides various personal financial services, including credit cards, banking, and asset management. In addition to their credit cards, they’re well-known for their high-yield online savings accounts.
7. Discover
Discover was founded in 1985. Discover is a credit card network and a card issuer. The financial company has grown to include consumer and business credit cards, online banking services, and even school loan programs for those who qualify.
8. Synchrony Bank
General Electric (parent’s company) began offering credit to families in 1932 to help them pay for their new appliances, which is where Synchrony Bank comes in. As a result of these early days, Synchrony has grown to offer a wide range of co-branded credit card products, including those from Lowe’s and Ashley HomeStore, Gap, and Sam’s Club.
Financial products offered by Synchrony include money market accounts, C.D.s, savings accounts, and other options.
9. U.S. Bank
Lincoln granted the forerunner of the U.S. Bank (First National Bank) permission to operate in 1863. U.S. Bank now has locations all over the country, providing a wide range of financial services and products to people, small companies, and large organizations alike.
American Express and Chase credit cards may be the most popular, but U.S. Bank’s cards provide superior rewards and advantages.
U.S. Bank Visa® Platinum Card provides one of the industry’s most prolonged introductory APR periods, while U.S. Bank Altitude® Reserve Visa Infinite® Credit Card touts a generous sign-up bonus.
10. Wells Fargo
Wells Fargo has just issued several great credit cards. You may prolong your intro APR on the Wells Fargo Reflect® Card for as long as you fulfill the card’s fundamental conditions (variable APR of 14.49 percent to 26.49 percent after that). Wells Fargo’s new Active Cash® Card, which has no annual fee and pays flat 2-percent cash rewards back on purchases, has also stirred the cashback market.
Final Thoughts
In a credit-driven world, having a sound credit card can significantly control your finances. As you shop for credit card offers, you should use the information above as guidance to help you choose the best card options. This way, you’ll know where to look when choosing a new credit card.