Author: Shannon Hannes
Consumers have come to love utilizing these touch-free solutions, even though the pandemic increased the popularity of contactless payment methods.
In addition to enabling customers to pay at the point of sale without inserting their cards into a terminal or handing them to a cashier, contactless credit cards also help users avoid entering their PIN or signing a receipt.
However, USAA recently stated that it would begin providing users with contactless credit cards this year. Even though nearly all major credit card issuers currently offer contactless credit cards.
This article will explain what to anticipate from the new USAA contactless cards.
What are Contactless Payments?
Credit cards bearing a specific logo permit contactless transactions. Visa claims that contactless payment security functions similarly to chip credit cards since each transaction includes a one-time code that safeguards your credit card number and personal data.
How to Pay with a USAA contactless Credit Card
- You can pay by tapping, inserting your card’s chip, or swiping its magnetic stripe, depending on the payment terminal.
- You will then be notified that your payment has been approved.
- Take your receipt and leave.
You can also register your USAA card with Apple Pay, Samsung Pay, or Google Pay. Making purchases using a contactless credit card is simple and convenient, which is why so many people prefer it. Overall, you may anticipate using your USAA contactless credit card the same way you would an American Express, Chase, or Citi contactless card.
How to get a USAA Contactless Credit Card?
According to the company’s official Twitter account, “USAA will deliver a contactless card when the card is renewed or replaced.” So, when your old card expires, and you need a replacement, you may expect to receive a new contactless card.
Furthermore, the USAA credit card was recently announced, and cards will begin to be issued this year.
Is USAA Issuing Contactless Debit Cards yet?
Currently, USAA does not issue contactless debit cards and is instead focusing on contactless credit cards.
Users can expect a contactless debit card from USAA in the future.
How Can you tell if your Credit Card is Contactless?
More credit cards than most people are aware of have contactless capabilities. So, if you’re confused about your specific card, check the contactless logo on the front of your card. However, remember that even if your credit card isn’t contactless, you can still utilize mobile wallet payments to purchase without making physical contact—this was an option that USAA users had a few years ago, at the height of the pandemic.
Summary
Users have complained throughout the years about not being able to make contactless payments with their USAA credit and debit cards. However, the firm has addressed its users’ worries and will begin providing contactless credit cards this year. So, if you need to replace a USAA credit card, you’ll get a contactless one this year. While they did take their time before presenting this option, it is better late than never, right?