Author: Harvey Specter
Chase cards are well welcomed in the United States because of their reputation.
Chase bank is a leader in offering a variety of popular business and personal credit cards with generous bonuses and rewards programs.
Some Chase cards are best for general use, while others offer targeted rewards for airline and hotel spending, business purchases, and balance transfers.
Today we’ll discuss the top three Chase cards for personal and business use.
1. Freedom Unlimited by Chase
Chase Freedom Unlimited is for consumers who want good rewards programs and a good amount within the first three months. New cardholders receive 0% APR on purchases during the introductory period. Furthermore, you can earn up to $500 in cash back per year by referring friends to get a Chase Freedom card.
3. Sapphire Reserve by Chase
The Chase Sapphire Reserve is a premium card with a high annual fee($550). The card’s points are worth 50% more than their cash value when you redeem them for a Chase Ultimate Rewards trip.
You can receive 3 points per dollar when you use the card for travel and dinner, as well as a standard reward for all other purchases.
3. The Best Chase Card for Cashback – Chase Freedom Unlimited
Unlimited Chase Credit Card allows users to get cashback on all purchases. Its standard cashback rate is higher than many other cards, with a modest signup bonus.
As a user, you are also eligible to receive a bonus if you have not received it from Chase within the last 24 months.
The card also incurred a 0% APR offer on purchases. There is no annual payment charged to the card, but fees are charged for balance transfers, cash withdrawals, late payments, chargebacks, and overseas transactions. However, you will never lose your bonuses as long your account is active.
How Chase Ultimate Rewards Functions
Chase Ultimate Rewards is an issuer’s online portal to help you get the most out of your Chase Credit Card Reward Points.
Chase Reward Point can be redeemed for:
- Money back
- Amazon Shopping
- Gift Certificates
- Travels
- Purchases from the Apple Ultimate Rewards Store
The value of each point depends on the card you own and how you use the points. For example, travel points are useful than cashback. The typical value per point is between $0.01 and $0.015, although some amounts may be outside this range.
One fun way to apply your points is to transfer them to a participating travel partner or hotel.
Chase Airline Partners are:
- Aer Lingus.
- Air Canada.
- British Airways.
- Emirates.
- Flying Blue (Air France and KLM)
- Iberia.
- JetBlue.
- Singapore Airlines.
Hotel Partners include:
- Hyatt
- International Hotels Group
- Ritz Carlton
- Marriott
The value of the transferred points depends on the details the partner’s bonus progam
Conclusion
Chase aims its cards at those with good or excellent creditworthiness. Therefore, it is not surprising that its cards offer good benefits and considerate customer service. If you want to avoid annual fees or need a card with good rewards, Chase has a few options for you.